Payment Policy

GS Decors – Payment Policy

Welcome to GS Decors. To ensure a secure and seamless shopping experience for your home decor and gift needs, we have established the following payment guidelines:

Accepted Payment Methods: We offer a wide range of secure payment options to suit your convenience.

UPI Payments: You can pay instantly using Google Pay, PhonePe, Paytm, or any BHIM UPI ID.

Credit and Debit Cards: We accept all major cards including Visa, Mastercard, RuPay, and American Express.

Net Banking: Secure banking is available through all major Indian banks for direct account transfers.

Mobile Wallets: We support payments through popular digital wallets for a faster checkout process.

No Cash on Delivery (COD): To ensure commitment and safety, we currently operate on a prepaid-only basis.

Secure Transactions: All transactions are processed through encrypted, PCI-DSS compliant payment gateways.

Currency: All prices on gsdecors.com are listed and processed in Indian Rupees (INR).

Taxation: Prices displayed for products include applicable GST unless mentioned otherwise at checkout.

Order Confirmation: An order is considered successful only after we receive a payment authorization from the bank.

Payment Failures: If your account is debited but the order fails, the amount is usually reversed within 5–7 business days.

Bank Delays: In case of payment hanging, please contact your bank as the delay might be on their server.

Verification: For high-value transactions, we may request additional verification to prevent fraudulent activity.

Safe Shopping: GS Decors never stores your CVV or Net Banking passwords on our internal servers.

Invoicing: A digital tax invoice will be sent to your registered email address immediately after payment.

Promotions: Discount codes or coupons must be applied at the checkout page before final payment.

Partial Payments: We do not accept partial payments; the full order value must be cleared at checkout.

Refund Processing: Approved refunds are credited back to the original payment source used during purchase.

Refund Timeline: Once initiated, it takes approximately 7 to 10 working days for the refund to reflect in your account.

Transaction Charges: GS Decors does not charge extra fees for payments, but your bank may apply its own terms.

International Cards: We currently focus on domestic transactions; international cards may require 3D secure pin.

Dispute Resolution: For any payment-related disputes, please reach out to our support team with your Transaction ID.

Secure Checkout: Look for the "HTTPS" and padlock icon in your browser to verify our site's security.

Gift Cards: If using a GS Decors gift card, any remaining balance must be paid via our online gateways.

Third-Party Terms: By paying, you also agree to the terms and conditions of our payment aggregator partners.

Communication: All payment status updates will be sent via SMS and Email to the details provided by you.

Cancellation Charges: Standard bank processing fees may be deducted during refunds for cancelled orders.

Policy Updates: GS Decors reserves the right to modify payment methods or policies without prior notice.

Business Identity: Transactions on your bank statement will appear as "GS Decors" or our payment partner.

Support: For payment help, contact us at gsdecorsonline@gmail.com or visit us at our Kangeyam office